Brexit: Will I need to arrange a Green Card?
Robert Brown • February 20, 2019
In new guidance published by AXA, the Association of British Insurers and other insurers, drivers are being advised of the need to contact their insurer to arrange what is known as a Green Card and take it with them if they wish to drive their vehicle in the EU in the event of no-deal.
If the UK leaves the EU on 29 March 2019 without a withdrawal agreement in place, and in the absence of a specific agreement to the contrary, policyholders need to ensure they carry a physical Green Card while driving vehicles in the EEA and some other countries (Andorra, Serbia and Switzerland).
Drivers with a UK driving licence travelling in the EU and EEA Countries may also need to obtain an IDP (International Driving Permit).
From 28 March 2019, all commercial trailers weighing over 750kg and non-commercial trailers weighing over 3,500kg must be registered with the DVLA before travel to or through most EU and EEA countries and a separate Green Card will be required for these.
Green Cards are an international certificate of insurance issued by insurance providers in the UK, guaranteeing that the motorist has the necessary minimum motor insurance cover for travel in the country they are visiting.
The documents are supplied by your insurer and you are advised to contact your insurer or broker about a month before you travel to get one.
Those who travel without one may be breaking the law. The same requirements will apply to EU motorists travelling to the UK.
Among those affected are:
• People who drive across the Northern Ireland/Republic of Ireland border.
• Anyone planning to take their vehicle to Europe e.g. a family planning a holiday to France in the Easter holidays.
• Any freight company planning to transport goods into the European Union after 29 March.
• Although an agreement between the relevant European insurance authorities was made in May 2018 to waive the need for Green Cards in the event of a no-deal Brexit, this has not been confirmed by the European Commission, hence the industry is planning on the basis of Green Cards being required.
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