Blog & News

Brexit has affected a lot of policies. It is only natural that one may worry about what their travel insurance policy is going to be like as a result of this. Being a client of Forum Insurance, you will still get cover in all the countries enlisted in the Insurance guide. The duration of the cover is 90 days which can be further extended for an additional 12 weeks (maximum) based on our prior agreement.

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Owning a property means there are tons of things that you need to take care of at all times. After all, it is a long term investment, and you need to safeguard it in any way possible. Among all of that, one of the most important things is getting insurance for your property in case the worst happens. So, what do you do to protect your property? You get insurance for it. Now, we will explain to you how and where you can find the best cover for your home, so when things go south, your house is fully protected, and you are not left with thousands of pounds in expenses. 

The Chartered Institute of Internal Auditors (Chartered IIA) has seen cybersecurity rank as its top risk for the third year straight. But their survey has also brought new dangers to light with the recent surge of COVID-19 seeing disasters and crisis preparedness ranking as a new top five risk. The results came about after a comprehensive survey of over 570 Chief Audit Executives. Of these, 79% labelled cybersecurity as one of the greatest corporate risks that they had to deal with, whereas 27% labelled it as the single greatest risk. This growing fear of having inadequate cybersecurity has seen a surge with the advent of remote working as individuals and companies are now all the more reliant on technology, making them that much more susceptible to viruses, phishing activities, and malware practices. 

Hackney Borough Council is scrambling to support its IT systems and operations after being at the receiving end of an unfortunate cybercrime. Located in North London, the Council is carrying out procedures in collaboration with the National Cyber Security Centre in a bid to estimate the gravity of the situation. Being absolutely devastated by this breach, Hackney Council has also reached out to the Ministry of Housing, Communities and Local Government as well as professionals of the cyber security world with requests of assistance.

Underinsurance is a common issue that leaves the policyholder with many financial difficulties. In layman terms, underinsurance means that the policyholder is left with insufficient insurance coverage, which makes them responsible for paying a higher percentage of the total loss suffered. For instance, if a homeowner is underinsured and some sort of significant damage occurs, the payout might not be adequate to repair things. Similarly, if the policyholder has insufficient health insurance, they can go into medical debt or even bankruptcy in case of a severe illness or an accident. So, what do you need to do to avoid underinsurance? Well, here are some useful tips to save yourself the trouble of being underinsured!

Introduction

2020 has truly been a happening year for all those in the job market. With the spread of the deadly coronavirus, thousands of people have found themselves out of work – and there is no certainty of things getting better in what is at least the near future. Of course, the coronavirus has brought about ‘unprecedented’ times, and employers and the government alike are reaching at ends to adjust to what has become the new normal. While this means big changes for all those involved, the government has shown promising policies in relation to jobs and employment in the market.